Your money crosses every desert.
The revolutionary wallet built for Africa by Africans.
Send money

2% flat fee. Nothing hidden.

Send to Zaad, EVC, or E-Dahab — typically within minutes. Somalis pay too much to send money home. We fixed that.

Dollar card

Your dollar card. Anywhere.

Spend online or withdraw cash at ATMs where Visa is accepted — from Hargeisa to Dubai to London.

Get paid

Get paid from anywhere.

Freelancer in Somalia? Get a real USD account number. Receive from Upwork, Fiverr, or any client who can send international transfers.

Your control

Your money. Your control.

Your money is protected. Every transfer tracked. Your balance visible at all times.

Bitsom is a financial technology platform. Not a licensed bank. Transfers subject to availability and verification.
Create Account
👋
Join Bitsom
Somalis in the UK, UAE, Somalia and beyond
— this is built for you.
Enter your number without the country code
This 6-digit PIN secures your account
Sign In
🔐
Welcome back
Your community. Your money. Your Bitsom.
Verify Your Number
📱
Check WhatsApp
We sent a 6-digit code to
your number
Code expires in 5:00
🔒 Never share this code with anyone — Bitsom staff will never ask for it.
Good morning ☀️
Available Balance
$0.00
Your money is safe and ready

Verify your ID to unlock transfers

Takes 2 minutes. Required by law.

Your Transfers
Send Money Home
Amount to Send (USD)
$0.00
Enter amount to send
🇸🇴 +252
📱
Zaad / EVC
📲
E-Dahab
🏦
Premier Bank
Confirm Transfer
$0.00
to
To
Phone
Via
They receive
Fee
✓ Recipient receives funds directly to their mobile wallet. No queues. No agent office. Just instant delivery.
🎉
Money Sent!
Transfer submitted. Your recipient will be notified.
Reference
Amount sent
They received
Status✓ Completed
Time
Share Bitsom with your community — every referral earns you $5.
Add Money
Your Bitsom Number
Send this to anyone who wants to pay you
How would you like to top up?
Zaad / EVC / Sahal
Send from your Somali mobile wallet — fast
E-Dahab (Somtel)
Send from your Dahabshiil E-Dahab wallet
Premier Bank Card
Pay by Mastercard — Premier Bank Somalia
USDC / Crypto
Send from Binance, Coinbase, or any crypto wallet
Freelancer or remote worker?
Get Your USD Account
Get your own USD account number. Receive from clients who can send international bank transfers or use supported platforms — directly into your Bitsom wallet.
My Cards
Virtual
•••• •••• •••• ••••
+
Add Physical Card
Spent Today
$0.00
of $500 limit
This Month
$0.00
of $2,000 limit
Card Transactions
No transactions yet
Use your card to shop online or withdraw cash at ATMs where Visa is accepted
Card Details
Bitsom
VISA
•••• •••• •••• ••••
Card Holder
Card Holder
Expires
••/••
CVV
•••
Spending Limits
Daily limit $500.00
Monthly limit $2,000.00
Transaction History
Virtual USD Account
Your US Dollar Account
Available after KYC approval
Account Number
Routing Number (ACH)
Available after KYC
Pending KYC
IBAN (International)
Available after KYC
Pending KYC
SWIFT / BIC
Provided after KYC approval
Pending KYC
Do not send wire transfers until your account is fully verified
Your account details are only active after KYC identity verification is complete.
✓ Works with all major platforms
Upwork Fiverr PayPal Wise Stripe Wire Transfer
Verify Identity
Verify Your Identity
Takes 2 minutes. Required to unlock full features and higher limits.
Government ID
National ID, passport, or driving licence
Selfie Check
Live photo to match your ID
Per Transfer
$500
Tier 1 limit
Monthly
$2,000
Total transfers
Profile
A
Unverified
Account
Verify Identity
KYC verification
Virtual Accounts
USD, GBP, EUR accounts
Referral Program
Invite friends — terms apply
Features
Business Payroll
Bulk payments for organisations
Savings Yield
Earn on your balance — coming soon
Soon
Support
WhatsApp Support
yusufyusuf@bitsom.xyz
Help Centre
FAQs and guides
Bitsom v1.0 — Beta
More Features
A
Send & Receive
Send to Africa
Somalia live · 8 more corridors coming
Send from Abroad
UK, UAE, USA, Sweden & more
Payment Links
Create shareable payment pages
Invoices
Create and send professional invoices
Merchant QR Code
Accept in-store & online payments
Wallet & Assets
Multi-Currency Wallet
USDC, USDT, EURC
Swap Assets
Swap between stablecoins · 0.5% fee
Community Savings
Group savings — like a chama, digital
Earn Yield
Earn on your balance
Soon
Business
Business Dashboard
Revenue stats & quick actions
Bulk Payments / Payroll
Pay your team across Africa
Scheduled Payments
One-off & recurring schedules
Recurring Billing
Subscription plans & auto-charge
Soon
Cards & Accounts
Virtual Visa Card
Spend online & at ATMs worldwide
Virtual USD Account
Receive from Upwork, Fiverr, Stripe
Tools & Access
Saved Recipients
Send faster to saved contacts
Transaction History
Full transfer history
USSD Access
Works on any phone — coming soon
Soon
Developer API
Build on Somalia's payment layer
Support
WhatsApp Support
yusufyusuf@bitsom.xyz
Terms of Service
Privacy Policy
Business Account
Today
$0.00
Week
$0.00
Payments
0
Recent Payments
B2B Settlement
⚡ <60s
Transfer funds between businesses with instant settlement and webhook notifications.
Merchant QR
Customers scan your QR and pay via EVC, Zaad or E-Dahab — directly to your wallet.
ACTIVATED AFTER KYC
Your Business
Powered by Bitsom
Requires KYC verification
Complete identity verification to activate your merchant QR.
How it works
1
Print or display your QR in-store or share online
2
Customer scans and chooses their payment method
3
You receive instant notification and funds in your wallet
Invoices
New Invoice
Saved Recipients
Send from Abroad
Pay via
🔗
USDC from Wallet
Instant · Live now
Available
Send from Binance, Coinbase, or any USDC wallet
🏦
Bank Transfer (SEPA/SWIFT)
1–2 business days
Soon
💳
Debit / Credit Card
Visa, Mastercard
Soon
Why Bitsom?
Dahabshiil7%1–2 days
Western Union8%1–3 days
Taaj6%Same day
Bitsom2%<5 mins
Total Portfolio Value
$0.00
All assets in USD equivalent
Your Assets
💵
USDC
USD Coin · Circle
0.00
USDC
💚
USDT
Soon
Tether · TRC-20
0.00
USDT
🔵
EURC
Soon
Euro Coin · Circle
0.00
EURC
Swap Assets
↔️
Instant Swap
Powered by Circle · 0.5% fee
Community Savings
🤝 Save together, like a chama
Create a group savings pool with family or friends. Contribute regularly, track progress, and release funds when your goal is reached.
Bulk Payments
📊
Pay Your Team in One Click
Upload a CSV of recipients. Somalia rows route via EVC, Zaad & Sahal.
📂
Upload CSV File
Tap to choose a file
Required columns
name, phone, amount, country, method
Somalia rows automatically route via EVC/Zaad/Sahal
Scheduled Payments
USSD Access
Dial from any phone
*480#
Works on any phone — no internet required
⏳ Coming Soon
What you can do via USSD
Check your balance
Send money to mobile number
Withdraw to EVC / Zaad / Sahal
Mini statement — last 5 transfers
USSD Menu Tree
*480#
1. Check Balance
2. Send Money → phone → amount → confirm
3. Withdraw → 1. EVC/Zaad · 2. Sahal
4. Mini Statement
5. My Account
Developer API
Bitsom API
Build on Somalia's payment layer. Accept EVC, Zaad and Sahal programmatically.
✅ Accept EVC, Zaad, Sahal payments
✅ Send money programmatically
✅ Wallet balance management
✅ Webhooks for payment events
✅ Bulk payments via CSV / API
✅ Stablecoin settlement (USDC/USDT)
Sample API Request
POST /api/v1/payment

{
  "method": "evc",
  "phone": "+252611234567",
  "amount": 10.00,
  "currency": "USD",
  "reference": "INV-001"
}
bitsom.xyz · yusufyusuf@bitsom.xyz
Recurring Billing
Recurring Billing
Create subscription plans. Customers authorise once — you charge automatically.
Launching Soon
Recurring billing via EVC/Zaad/Sahal is under development.
Create subscription plans
Shareable subscription links
Auto-charge on schedule
Subscriber management
Revenue forecast dashboard